News

28
Nov

Our Time of Greatest Need

Our Time of Greatest Need My mother was so loving. She was also my best friend and my rock. I had a great childhood. My mom was the educational director at the local nature center, and I spent a lot of time with her and all the great animals. And that included at home. We had a cat called Precious

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23
Nov

A Retirement Recipe to Try this Thanksgiving

A Retirement Recipe to Try this Thanksgiving This Thanksgiving, consider throwing a new recipe onto your menu. Ingredients like contributions to an employer sponsored 401(k) program or to fixed indexed annuities can create a deliciously balanced portfolio that can keep you and your family financially full for many Thanksgivings to come. Check out this Thanksgiving Retirement Recipe from the IALC:

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17
Nov

Teacher’s Retirement Q&A w/ IALC Expert

Teacher’s Retirement Q&A w/ IALC Expert With the school year in full swing, it’s a good time for teachers to revisit their own long-term plan and consider preparation for when they are no longer lesson planning. Checking up on your long-term financial planning should include reviewing your current expenses, evaluating any debt balance, analyzing your savings accounts and ensuring you

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7
Nov

Here’s What You Need to Know About a Long-Term Care Insurance Policy

Here’s What You Need to Know About a Long-Term Care Insurance Policy So you’ve made the decision to learn more about long-term care insurance. That’s smart, as neither health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future. Plus, there’s about a 70% chance you’ll need some type of

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3
Nov

5 Things You Need to Know About Long-Term Care Insurance

5 Things You Need to Know About Long-Term Care Insurance Chances are you’ll live well into your 80s, your 90s, and possibly even longer. When you live a long life, the likelihood you’ll need long-term health care is greatly increased. That’s why over 10 million Americans have purchased long-term care insurance.1 Here are just a few things you should know:

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2
Nov

Q&A with Retirement Expert Tom Hegna

Q&A with Retirement Expert Tom Hegna We recently interviewed retirement expert, Tom Hegna, and asked him some of the most commonly posed retirement questions. Here’s what he had to say. WHAT IS THE MOST IMPORTANT THING TO CONSIDER WHEN SAVING FOR RETIREMENT? Hegna: The most important thing for retirees is making sure their basic expenses are covered with guaranteed1 lifetime income.

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31
Oct

When it comes to retirement, don’t get spooked

When it comes to retirement, don’t get spooked While adults may not get spooked by Halloween anymore, they do get frightened by one thing: retirement. In fact, recent data found that when it comes to retirement, Americans are most scared about the possibility of outliving their retirement income. Following right behind this top fear is the fear that their savings

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26
Oct

Up Your Retirement IQ with These 3 Tips

Up Your Retirement IQ with These 3 Tips This week we’re taking a close look at our new research that shows a startlingly low retirement IQ. Specifically, a recent study by the IALC showed 1 in 4 baby boomers have less than $5k saved for retirement. In order to guarantee a secure and relaxing retirement, staying informed and educated is

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21
Oct

3 Life Insurance Myths That Could Hurt Young Families

3 Life Insurance Myths That Could Hurt Young Families When you’re just starting out, it often seems that a dollar never stretches far enough. And with new commitments, such as buying your first home or having children, comes the responsibility to make sure your loved ones will be provided for financially, no matter what life may bring. If you were

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13
Oct

Getting Your Affairs in Order

Getting Your Affairs in Order 10 Steps for Creating a Smart End-of-Life Plan End-of-life planning sounds like something you do towards the end of your life. But the reality is, no one knows what tomorrow will bring. If the worst were to happen, you wouldn’t want your family to be burdened with financial, legal and logistical problems. These 10 steps

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